SFF Global FinTech Hackcelerator

The Global FinTech Hackcelerator 2025 returns this November at the Singapore FinTech Festival to spotlight the boldest early-stage innovators transforming financial services.

From a global pool of applicants, up to 20 startups will be selected as finalists. Over three transformative months, they’ll receive mentorship from senior industry leaders to refine solutions and network with investors. On 12 November 2025, the finalists will step into the spotlight to pitch at Demo Day for a SGD 240,000 prize pool, investor backing, and the chance to pilot their solutions with industry giants.

Global FinTech Hackcelerator 2025 isn’t just a competition. It’s where the next decade of fintech innovation is launched.

Global Recognition

Showcase your startup on an international stage at Singapore FinTech Festival 2025.

Expert Connections

Opportunity to run pilots with Corporate Champions and network with industry leaders, investors, and mentors.

Cash Prize

Up to SGD 240,000 for grabs.

Funding Opportunities

Dedicated investor pool who have set aside funds for investment into finalist, up to SGD 2.5 million.

AI Agents for Wealth Management

How might we leverage AI to help relationship managers in wealth management reduce time spent on administrative tasks, while augmenting their ability to identify new revenue opportunities and deliver superior client outcomes?

Agentic AI for SME Financial Empowerment and Inclusion

How might we deploy AI-enabled financial assistants that empower SMEs to manage cashflow, optimize operations, and access credit, in order to enable underserved businesses to participate fully in the digital economy?

AI-Driven Expertise and Client Experience Augmentation for Insurance

How might we bridge the expertise gap in core insurance processes, such as claims handling and underwriting, in order to equip human decision-makers with AI-powered insights and recommendations for faster, more informed decisions

KaiOS Enable Tomorrow

About KaiOS Enable Tomorrow

KaiOS is transforming financial literacy with a gamified, interactive approach that’s accessible to everyone - even those without smartphones.
Ditch the one-size-fits-all methods with our personalized learning experience on smart feature phones, ensuring users gain practical and enduring financial skills.

Our 'learn-to-earn' model provides real incentives to embark on a digital journey, step by step. Users convert the points they earn into coins with monetary value, which can then be used for savings and other financial services.

Recognizing that many still rely on cash, we utilize existing cash-digital bridges like airtime and mobile money agents.
KaiOS empowers individuals and communities with accessible education, turning financial wellness into a sustainable reality.

WEGRO

About WEGRO

WEGRO is a pioneering agri-fintech platform that leverages Open Banking and peer-to-peer (P2P) lending to offer tailored financial products, including loans, savings accounts, and agricultural insurance, specifically designed for smallholder farmers. Through alternative credit scoring and data aggregation, WEGRO provides personalized financial solutions, especially to women who face barriers to formal credit access. The platform integrates all aspects of the farmer's financial journey, including onboarding, KYC verification, loan origination, product purchasing, and repayment within a single digital marketplace. Additionally, WEGRO facilitates P2P lending, enabling individuals and investors to directly fund farmers, aligning their interests and fostering community-driven financial support. WEGRO also offers a WEGRO VISA prepaid debit card, integrated with POS systems at farmer centers, further enhancing financial accessibility and inclusion.

Your Financial Wellness

About Your Financial Wellness

YFW offers a scalable, personalised platform designed to tackle the global challenges of financial literacy and wellness. The platform is a turn-key solution made available through financial institutions and employers and helps users articulate and achieve their financial goals and aspirations. By leveraging advanced data analytics and algorithm-driven personalisation, we deliver content that is uniquely relevant to each user’s financial situation, ensuring greater engagement, improved financial literacy, and better decision-making.

ALGOGENE

About ALGOGENE

ALGOGENE Portfolio Builder is an AI-driven decision tool designed to help investors learn and build personalized investment portfolios. It leverages advanced AI models and Nobel prize-winning investment theories to analyze risk and returns, enabling users to discover optimal asset allocations aligned with their financial objectives and constraints.

Our solution provides comprehensive analysis, including multi-asset portfolio construction, dynamic constraints optimization, performance simulation, and real-time risk alerts. It simplifies the complexities of financial research and trading management, providing an institutional investment process accessible to all market participants.

Ample FinTech

About Ample FinTech

Ample is advancing next-generation financial infrastructure with a focus on tokenization for trusted credentials and programmable payments, particularly in cross-border trade, supply chain finance, and inclusive finance. Supported by MAS and BoG, Ample completed Phases 1 (UTC-based Verifiable Credential) and 2 (PBM-based payment) of Project DESFT, and successfully finished the CBDC Pilot Project with the RBA, achieving 3rd place. Ample was awarded the MAS FSTI IA grant for excellence in FinTech.

Cladfy

About Cladfy

Our solution is CashIQ, a Machine Learning profiling model that leverages mobile money and bank statements to build credit profiles of small businesses like market vendors, neighbourhood shops, delivery riders.

CashIQ: A transaction-based, credit profiling software that leverages Machine Learning technology to extract and organize data from mobile money and bank statements, to build a credit profile of MSEs like smallholder farmers, market vendors, neighbourhood shops, delivery riders etc.

DigiChain Innovations

About DigiChain Innovations

DigiChain Innovations is a full fledged web 2.0 and web 3.0 digital solutions and marketing company that is 360° solution provider as a one stop shop.

Our comprehensive services range from logo and custom graphic and web design to responsive web development, domain and hosting to complete digital marketing campaigns, AI to Blockchain development. Our dynamic team of young and veteran professionals provide creative and innovative solutions that drive traffic and sales for our clients globally.

Dobin

About Dobin

Dobin is a comprehensive financial management platform that leverages data and personalisation to help users build and sustain healthy financial habits. By aggregating data from bank accounts, credit cards, and digital wallets, Dobin provides real-time insights into spending, personalised recommendations on credit cards, and curated discounts to help users save and earn more rewards. It also builds alternative credit profiles to assist underbanked individuals in accessing credit products.

Heymax.ai

About Heymax.ai

Heymax.ai operates Max Miles, Singapore’s newest multi-merchant loyalty programme. Founded in 2023, Heymax has captured a significant base of over 120,000 frequent travellers who use it to optimise their spending and earn free travel. Heymax.ai offers consumers a suite of tools to make better financial decisions, including card spend tracking and recommendations, merchant code (MCC) lookup tools, product search and purchase links allowing consumers to earn Max Miles at over 450 merchants.

Immortalize - Elderhood Marketplace

About Immortalize - Elderhood Marketplace

Immortalize Elderhood Planning Digital Concierge is an automated personal assistant that gives you a big picture of what you need to
know about planning for your legacy, tells you what solutions are right for you, identifies which solution providers are suitable for your needs, shows you how to optimize costs and manages and monitors
your legacy plan for you.

For people with intent to do legacy planning, the digital concierge transforms legacy planning from a maze of confusion into a seamless journey. For people without intent, the digital concierge empowers and incentivizes wealth managers to help their clients with legacy planning.

Mitt Arv

About Mitt Arv

Mitt Arv, which means 'My Legacy' in the Swedish language, is an organization with a vision to ensure no one is left in financial or emotional chaos on the passing away of a loved one. We have built this organization ground up, piece by piece, to the extent that the vision is ingrained in the team members and is not dependent on founders being around (planning for the eventuality when founders are no more). Whether it's the leadership team, the Team leads, or the FTEs, we work for the vision.

Mitt Arv envisions a future where no one is left in financial or emotional chaos on the passing of a loved one. By combining technology, strategic collaborations, and a focus on inclusivity, we are building a solution that meets the needs of a wide range of users. We've built Asset Vault, where one can list assets’ information and share it with their loved ones, at a time of their choice.

Mulai

About Mulai

Mulai, an Open Source, no-code Anti Money Laundering & Fraud Prevention Platform to allow financial services provide more efficient and cost saving cross border payment with open source anti financial crime compliance platform.

Currently, the Anti Financial Crime requires huge investments and a high learning curve for the compliance team to adopt. Mulai aims to tackle that and provide access to all the financial service provider and allow them to be compliance with the regulatory requirements.

Perfingo

About Perfingo

Prometheus Data

About Prometheus Data

Prometheus Data is a pioneering fintech company revolutionizing risk management and decision-making processes. We harness the power of AI to deliver solutions that empower both financial institutions and individual clients, enabling them to navigate the complexities of cross-border transactions and international dealings with confidence and precision.

Prometheus Data has developed an innovative AI-powered solution that enhances credit access for small businesses and entrepreneurs, especially those operating across borders. Our technology leverages OCR and Large Language Models to process financial data from various languages and sources, converting it into universally accepted credit metrics. By integrating Open Banking data and industrial data, we generate alternative credit scores that empower businesses with fairer access to financial services, driving global financial inclusivity.

SmashFi

About SmashFi

SmashFi is a service designed to help individual investors easily accumulate and securely store Bitcoin. Often, new investors purchase Bitcoin through exchanges and leave it there, exposing their assets to risks such as exchange bankruptcy or hacking. While self-custody via personal wallets is an alternative, the process is complex and daunting, with the added fear of losing assets if the private key is misplaced.

SmashFi addresses these issues by simplifying the process of transferring Bitcoin from fiat-to-crypto exchanges to personal wallets, reducing associated fees, and offering a recovery service in case of lost private keys. Additionally, SmashFi provides an automated trading bot to help increase the user's Bitcoin holdings. Our goal is to enhance accessibility to Bitcoin and promote a safer, more informed investment culture.

UNO Digital Bank

About UNO Digital Bank

UNObiz is an innovative retail solution from UNO Digital Bank designed to provide essential financial tools and resources for microbusiness in the Philippines. The Merchant platform not only aims to digitalize the operations of the dominant segment of the retail industry, include them into formal finance, but also provides the vital access to credit to the micro retailers/micro entrepreneurs in a convenient way to help them grow their business creating a virtuous cycle. By granting financial access to the unbanked through UNObank’s underwriting solution - the credit line issuance of UNObank via transaction data from MMS, transaction data from distributors, submission of tape receipts and/or sales logs, endorsement by distributors, possibility of open banking (because there is no open banking yet in PH), payment behaviors data, bank statements to name a few.

Vitto

About Vitto

Vitto - MSME focused FinTech Startup using behavioural data for credit risk profiling and automating credit decisioning with AI assistance.

Wimika RMS Technologies

About Wimika RMS Technologies

The Wimika team is composed of seasoned professionals whose diverse yet complementary expertise include cybersecurity, software engineering, product management, insurance, fintech, and leadership. Our collective strength gives us a significant advantage in achieving our business objectives, fulfilling customer commitments, and delivering on financial projections.

Organised by the Global Finance & Technology Network (GFTN) in partnership with the Monetary Authority of Singapore (MAS), the Global FinTech Hackcelerator celebrates a decade of fintech innovation while charting the course for the next. The program seeks groundbreaking, market-ready solutions that leverage technology to drive a more efficient, inclusive, and resilient financial system.

Up to 20 finalists will be selected to showcase their visionary solutions at the Singapore FinTech Festival, with winners crowned at the FinTech Awards dinner.

For more information, refer to the FAQs below or contact [email protected]

Financial health is the extent to which a person or family can smoothly manage their current financial obligations and have confidence in their financial future. It encompasses the ability of individuals and businesses to manage daily expenses, withstand unforeseen challenges such as the loss of a family breadwinner or environmental disasters, and achieve long-term financial objectives. This includes having the right financial products and services and understanding how they work. In the face of global challenges like climate change and poverty, financial health is one of the cornerstones of economic stability, enabling individuals, businesses, and communities to plan for the future, mitigate risks, and build resilience.

Frequently Asked Questions

Why should a founder apply for Global FinTech Hackcelerator 2025?

Does it cost anything to participate?

Is my startup application confidential?

What is the application process?

Who are Global FinTech Hackcelerator 2025 target startups?

What are the requirements in forming a team?

Can I submit more than one proposal to different Problem Statements?

What should I include in the video for my application?

What do I need to include in my overall submission?

Who are the Corporate Champions?

Do I have to be based in Singapore to participate?

What can winning Global FinTech Hackcelerator 2025 do for my startup?

Can finalists benefit if they don’t win?

When will the winners be announced?

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Global FinTech Hackcelerator 2025

Step into the future of fintech innovation

Be part of where the future of fintech unfolds

Global Recognition

Expert Connections

Cash Prize

Funding Opportunities

Problem statements by Corporate Champions, designed for real world impact

Investment Partners